41st guy doesn't become your best friend. you're broken down, you're human. >> martha: so just be nice. >> some company could make so much money if they said we have human representatives. >> martha: i have a human representative. thanks very much, jimmy. jimmy, good to see you. that's "the story" for today. we'll see you back here tomorrow. >> neil: svb warned. are the banking rescues encouraging more rescues and more risks? why kevin o'leary is leery. he's here. why rich dad important dad's robert kiasacki is a bigger bank failure is coming. just wait. investors celebrate other positive signs like maybe the federal reserve holding off on a rate hike that could have happened might still happen next week. is ken fisher one of them? what does he think?

the billionaire is here, too. let's get the latest from kelly o'grady in los angeles outside first republic bank that yesterday at this time, its very future was in question. not so much today. kelly? >> that's right, neil. first republicly closed down 62% yesterday. i just checked and looks like it's up 28% today. that's a good sign for them. we're seeing more concern with scb. the fdic is looking to avoid a bailout and look for a buyer. we're learning that the fdic is looking to hold another auction to sell svb after attempts failed this weekend. my sources tell me a number of private equity firms are considering the acquisition but they're not sold on buying the bank in its entirety yet. this comes as a shareholder

class action lawsuit has been filed against the bank and the former cfo and coo. there will be many suits to follow on this front. this comes as governmental scrutiny ramps up on what went don at svb. the doj is investigating the collapse. this is routine in a situation like this. but as the fed reviews svb, senator warren getting in on the action urging chairman powell to recuse himself alleging his policies allowed the banking to boost profits but loading up on risk. they had a nice rebound today that they have not seen a big outflow in deposits. some analysts were predicting the fed could pause rate hikes. now they're pricing in a roughly 75% chance of a 25 basis point rate hike next week. now the question is, is

inflation more concerning or the fear of a bank contagion. ? we'll have to wait and see. back to you. >> neil: kelly o'grady, thanks very much. now to peter doocy traveling with the president in las vegas amid reports that the justice department and the securities and exchange commission are now going to investigate the collapse of silicon valley and what that could portend. peter? >> president biden is here for a fund raiser. there's a different fund raisener los angeles last night. they gave us a transcript of his prepared remarks for donors. he never mentioned silicon valley bank or the banking system. but while he was there, we know that justice department was preparing the early stages of this probe to see if there's any criminal activity in the days and weeks and months leading up to svb's failure. when president biden gets asked about this, he's trying to answer question with a punch

line. the audio is tough to hear. he said i didn't ask to borrow any money. that's what elizabeth warren is asking greg becker about possible insider trading with a new letter that says please list all inferences that you sold stock. were you aware of any concerns or problems with the back's balance sheet, the risk management practices or any other matters affecting the bank's ability to remain in business? if other banks fail, there's now concern that deposits won't be covered without dipping in to taxpayer money. some republicans are concerned about setting a precedent of bailouts. look, community banks across the

nation are bailing out depositors in silicon valley, california, new york, maybe from china, this is a bail-out. they're going to pass that fee on to community banks. every bank in america. >> martha: as we prepare here in las vegas for president biden's second west coast fund raiser of the week, it's worth pointing out that even though there is no official re-election campaign announced, he told democratic donors last night that he intends to finish the job hi started, neil. >> neil: thanks, peter doocy in las vegas. i had a chance to catch up with kevin o'leary from "shark tank fame." take a look. >> there's a lot of problems with what we just did. on policy has unintended consequences. nationalizing the bank is what happened here. no going forward, a lot of bank managers are saying wait a

second. i have no risk. i'm going to go crazy like those guys did at the silicon valley bank and do stupid things. if anything goes wrong, as long as i stay within the baseball rules of banking, nothing can happen. the fed covers all my depositors. >> neil: that's very interesting. and richard says it doesn't stop here with other banks. he says it goes higher. respond to, this kevin. this is from robert. >> well, let me say it again. the problem is the bond market. my prediction -- i called lehman brothers years ago. i think the next bank to go is credit swisse. if that happens -- >> neil: because of its exposure to a lot of this? >> yes. because the bond market is crashing. >> neil: he says bigger fish are

on the way. i don't consider that. >> if credit swisse is going to fail, let it fail. my point is we should have let silicon valley bank fail. that's not the end of our system. they represent a tiny fraction of the economy. the whole issue is around confidence in banking. i think, you know, cooler heads would have prevailed realizing that 95% of the assets are recoverable in silicon valley bank. you talked about selling this bank. the franchise value of the world silicon valley bank has been trashed. it's no better than radioactive waste. it's the poster boy for idiot management. nobody wants it. i'm confident they won't get bought. when you guarantee a bailout for every depositor, what about the people that were outside painting the steps or the person that runs the kitchen and all of the creditors?

they will get nothing. that's very unfair. that's the nature of what is occurring here. at the same time, when one bank fails, that doesn't mean they all fail. this is not like 08. silicon valley bank had stupid loans out. that's the bottom line. everybody figured that out. nobody heard of this bank just 48 hours ago. we should have let them fail and not panicand not changed policy for the entire banking system. >> neil: all right. but we didn't do that. we -- we rescued three banks, a little more than a week now. you've heard a lot of back and forth and credit suisse. they said there was a material control weakness in our financial reports that they're adjusting right now as we speak. so some seem to think that this

is the next shoe to drop. the stock came back a little bit today. not nearly as much as republic did. i want to go to senator tom tillis, the north carolina republican who sits on the senate banking committee. a crucial committee when it comes to these issues. senator, you heard about the fear that maybe with good intentions, we have green lighted the government to rescue institutions wholly that shouldn't be rescued partly. what could you think? >> it's a huge threat. we're going through exactly what the financial regulators decided on sunday. on its face, i agree a with o'leary. this sends a signal that you don't have to worry about risk if you have government coming in prepared to bail you out. we have to get that under control. we had a situation with svb.

i don't think it was a contagion like in 2008. we could have used other tools. the other thing, now we have people like senator warren and others saying that we need more regulations. the fact of the matter is, we need regulators that are applying the regulations already on the books. i believe the scc, the fdic and the cipb are three classic examples of regulatory agencies that shifted their priority from supervision to agendas that are emanating from the white. >> neil: it could be a matter that regulators have failed to police something that some of them were told knew about quite a while ago. that's very similar to how the securities and exchange commission botched what was very curious information coming in about bernie madoff years before the collapse around bernie madoff. this has happened even through the meltdown when we saw warning

signs that were ignored. are our regulators up to snuff now amid talk of more regulation? >> i don't think so. i think with what we have to start with silicon valley bank is determine what level of supervision was in play, whether or not they had any insights into their internal liquidity stress testing, whether or not the mix for their liquid assets was the right. we're probably going to find the right mix. i think we're probably going to find a lot of the information that the examiners or super should have had access to could have given them far more time than a matter of a few days to resolve this bank. we need to go back and ask all of these financial regulators, are you focussed on the regulations that could prevent these things like silicon valley occurring in the future and i believe we'll find some shortcomings in supervision. >> neil: senator, we'll see what happens. thanks very much.

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>> neil: all right. >> a very different day versus yesterday. the stocks moving up, the dow after five losing sessions in a row, up 36 points. the belief, maybe hope more than belief, the federal reserve which is having a big meeting next week will be less inclined to hike interest rates, maybe pass at this meeting. would that be a good idea? let's ask a man from my great respect, an uncanny read of these markets, ken fisher of fisher investments. ken, that's what a lot of people were seizing on. maybe the fed can hold off on rate hikes. that was part of the -- what got stocks going. you think that is right? >> how do you know? first off, you know me. you know that i'm almost always a fed critic. they don't really know what they'll do. i said that on your show before. thanks for having me back on. the fact is, how do you know

what crazy people will do? that's kind of what you got here? the fact so what they have been doing isn't really what they should be. they don't need to keep raising rates. they might. they might do a quarter point, might do a half point, might do nothing. shouldn't have much difference on what we go from here. the focus on the fed. >> you know what is interesting, too, if you think about it, whatever people will say about silicon valley bank and they said a lot, if you think about it, this is not analogous to what we had during the meltdown when they had the fancy invest meant vehicles that people would package and sell to unsuspecting investors and one thing fed on itself. if there's any problem with silicon valley, they made a wrong bet and sold treasury notes and bonds at the wrong time. what do you make of that? >> so that's part of the

problem. their balance sheet is not that different from other banks that didn't really have problems. the biggest problem is that coupled with a very concentrated depositor base of vc parties, vc portfolio companies, their families, employees and friends. so when the vc firms thursday started saying wednesday get your money out of silicon valley bank, it's a narrow universe. i have a column in the "new york post" tomorrow morning. the issues are different. people have said it's the second biggest bank failure in u.s. history. that's if you use dollars of deposits. true. $200 billion plus. look at how big that is compared to the u.s. economic. it's not very big. to give you example, about 4% as

big as the biggest bank failure relative to the size of the economy then as was this case in 1931 in your city, new york. >> neil: so you're not worried about a contagion even though you talked about people becoming crazy, people got really crazy back then and it fed on itself. do you see that repeating? >> first, my comments about crazy were about the fed. second, kind of the last week reminds me of miranda lambert's hit song, something bad, got a bad feeling, something bad about to happen. too many people had that feeling. banking is not the best shape but almost the best shape it's

been in my life. it was so much better 10, 20, 30, 40 years ago. the reality is that the notion of contagion, yes, there could be some other banks that could have trouble. that's always been true, this bank relative to the size of the economy, would be smaller that continental illinois bank relative to the size of the economy when it failed in 1984 and nothing very bad happened then. people forget these things. they have a hard time thinking how big something is relative to the size of the economy. our economy has grown hugely in my lifetime and your lifetime. >> neil: let me ask you about an anniversary thatter with approaching. on friday, it's one year since the federal reserve started raising rates from zero up to where they are now, touching 5%. a quarter percent move. you think part of the collateral damage to say nothing of the slow down in the economy, are

situations like this where a bank makes a wrong bet and selling at a wrong time, a security to fulfill obligations that this could happen again and again and again? something systemic. >> not in the short term. long rates cam down. when they came down in this fear period, what that has done is brought up the price of bonds the banks hold in their portfolios and the two kinds of portfolios that banks have. at the same time, let me just say, the reality of this time period is some people get very jittery, but overall it's really a brief thing that will be forgotten about soon. the problems aren't really very what people refer to as going to contagion.

it's not going to happen. >> neil: you know a lot of people have been taking a look at this effort where the fdic extended insurance and protections for investors way beyond the typical $250,000 ceiling for individuals or 500,000 for couples. that worried carl icahn. i want you to react to this, an exchange on what the government did here. >> the administration says that is not going to come out on the taxpayer. do you believe that? >> well, i don't understand how it doesn't come out of the taxpayer. i can't figure that out. explain it to me. who is paying it? how does it pay -- how to they pay that? i'm not here to talk about that bank and what the government is doing. a lot of people can't afford it, so the government is bailing them out. you can't let companies think that when they screw up, it does

matter because the government will save you. you'll get rampant inflation and the currency will go to hell. >> neil: what do you think of that, that we have opened up a pandora's box? >> we have. but certainly not in the short term. why opened it up because we have set a precedent that says that if banks get in to trouble, we will for sure, relatively smaller ones, protect their depositors. that creates a form of morale hazard that will almost ensure we'll have more bank failures, who picks up the tab? officially it will end up being the collective banking system where then banks will charge higher rates on deposits, customers will like that but take riskier loans to make up for it creating future problems. that problem of a bank's taking on more systemic risk because of having to pick up the tab for this will create more problems

down the road. the problems might be three, five years from now and who knows what will happen. i agree with kevin o'leary said earlier, which they shouldn't have guaranteed the deposits. >> neil: so what happens now. in the short term, so far so good. i get that. but there's a lot of people looking at this saying what does this do about the market and the comeback that a ken fisher sees happening against almost anyone in the consensus on wall street? you've been becoming that. did any of this change your mind or reinforce it? >> did this scare people, neil? >> neil: it appears to. >> of course this scared people. you know what? as warren buffet said, you should be greedy when others are fearful and fearful when others are greedy. people should be thinking opportunitisticly, not

problematically. >> neil: do you get the impression that people are ask ittish? i know you go against what it would be obvious. sort of the sent men indicator a fear gauge rockets as it did briefly yesterday. and the day before. that this is something that is a counter indicator, that you bet against it. that if everyone is running for the heels, that's what you're say. >> absolutely. as john templeton said, bull markets are born on skepticism. for example, i was on your fox business show last week a couple days before that i had a column in the "new york post." look at the responses to that posting on the "new york post" site. they're negative sentiment,

negative sentiment, pessimism or skepticism. these are all reasons to think there's better markets ahead. markets do that over and over again and have over the entire course of my 50-plus year professional career. >> neil: so when everyone starts going your way, then what? >> then i got to get real nervous. not everybody is going my way. there's another time for that. when people get greedy, that's a time to be fearful. >> neil: you're a calming voice. i always learn a lot. our viewer dos as well. kin fisher, one of the most successful investors on this planet. we thought we would share with his insittght. you can take it or reject it. you heard the notion too big to

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book now at bestwestern.com >> neil: here we go again with this crazy weather. 1,000 flights cancelled, nearly 4,000 delayed because of a wicked for easter. more after this.

bye, bye cough. later chest congestion. hello 12 hours of relief. 12 hours!! not coughing? hashtag still not coughing?! mucinex dm gives you 12 hours of relief from chest congestion and any type of cough, day or night. mucinex dm. it's comeback season. >> i want you to look at merging with morgan stanley. >> are you kidding me? i just bought bear. >> the market is a [bleep] disaster, jamie. talk to john mack. >> hey, a guy here says we should talk about a merge. want to do a deal? >> no. >> i'm under orders to help you. >> you're a prince, jamie. >> too big to fail, too really soon to start talking about history repeating itself. let's go to charlie gasparino on

itself. charlie, it was a big premise. it's happened as a premise in lots of dramas, real and imagined. hollywood and documentary alike. where an institution is in trouble. you don't want to let it go. everybody starts talking about what is next. what are your folks telling you? >> i was there covering that real time, what you just showed. none of that ever happened in real life. just so you know the conversations. it was not like that. >> neil: even the music. there was no music. >> no music. funeral music at the time, i think. >> neil: right, right. >> listen, i don't think we're in a 2008 situation. wooer in something different. might not be as bad or it might be bad in a different way. remember, again, we never had the fiscal and monetary experience that we had over the last three or four years. now we're trying to reverse out of that by raising interest rates. you're going to have because of

low interest rates -- not just low interest rates, we're talking about the lowest of low interest rates, the printing of money, the handing of checks. we have problems. people bidding up assets because they have nothing to do with this money, so you go out in the risk spectrum. you do that. there's problems. one problem is silicon valley bank. one of the reasons why silicon valley bank is not bought right now and i know apollo is in there, we reported it last week, there's other stories coming out now. i know a lot about this situation. they're having a hard time having people to help them finance it. how do you value loans on the book from portfolio companies of vcs that are not making money? i mean, that's what we're talking about. silicon valley bank went out on the risk spectrum giving loans

to these businesses. there's a double whammy there and that caused it to implode. when the companies are losing money, they have money here, you take out here to make up for the money you lost. >> neil: are there's others out there -- one thing i can remember the craziness of the meltdown is cooler heads did not prevail. with the tumbling of the stock market, the currency was gone. >> yeah, i don't know if there's other banks. there's lots of rumors about banks being in trouble. i don't want to mention those banks. i don't want to be a part of that. you can look at those stocks. those are the rumors ones. this can't be an isolated instance. it cannot. risk taking is endemic in markets. may be a hedge fund. i reported this earlier today,

neil, that the fed is going to raise rates. if the fed doesn't raise rates next week, the smart money on wall street, the ceos would be blown away. i spoke with several of them today. they believe 25 now and maybe three more 25s. they're not going to pause. that's what the smart money is saying. i don't have a crystal ball. >> neil: how would they react if there were no more rate hikes? next week they pass onone. that would agitate them more. >> if there were no rate hikes -- this is just the ceos making predictions. they're telling me, financial ceos that they believe there will be one more and probably two or three more rate hikes. inflation at 6% is nothing to laugh at. it's still high. if they don't raise rates next week, the markets will go crazy. it will affirm what happened today. also, they'll start to be questions about the safety and soundness of the banking system.

if everything is okay as janet yellen and joe biden said, why are you not normalizing interest rates in the face of 6% inflation? something must be wrong. they believe powell is still going to raise rates and we're still going to see a sort of normalizing of the economy, which means de-risking and mo more similar type situations as svb. back to you, neil. >> neil: all right. we shall see, my friend. thank you very much. charlie gasparino on that. in the meantime, key congressmen have gotten the briefing on what else is out there. john garamendi, the california democrat, will join us next. that's why we've got nearly 300,000 associates that got your back. sure lowe's knows the tools, materials and tech to tackle it all. but lowe's knows you also need the how to crew.

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>> neil: again and again, you have heard federal regulators say this is not another lehman moment. what happened with silicon

valley bank and two other banks is a one off or two off or three off depending on your point of view about the severity of the bank collapses. john garamendi from the beautiful state of california has had a chance to hear what those folks are saying and whether this could spread, could get to be what they like to call a contagion. good to have you, congressman. is there any fear of that? do you have a fear 0 that? >> i do not. i do not. what we have in place is a very solid, very broad program that the federal government has put together. using bank money, that is the banking industry's money, to shore up the two banks that have failed. that also could go to other banks if it were necessary. so we have a situation in place where there is a backstop. no only for the two but for others if necessary. what we're seeing is a -- panic

is lessening as we go into this week. the stock prices for some of the bonds -- for the equities on banks is going back up. dropped on monday. it's going back up today. analysis is being done. the question of the loans that are made by the banks is a wide open question. that requires very serious analysis, which i'm sure has not yet been done. there's no indication that the silicon valley bank had a slew of bad loans. it seems the issue is on the other assets that they held and those were government bonds, which the value precipitously declined as a result of the rapid increase rate by the feds. >> neil: normally that's not a problem unless you need to cash them in before they matured at their normal time. if you bought them at a higher

price, lower yield and now it changed, you're stuck between a rock and a hard place. for the benefit of our viewers, two prominent bank failures with signature and silicon valley. many include silver gate in that from march 8. that's why this is a tri-fold failure. having said that though, i am wondering what you think happens with these higher costs that banks are going to have to absorb to pay for this added insurance with the ftic. invariably, isn't that going to be passed along to customers in one way, shape or form? >> well, it could. we still don't know how much of that backstop is going to actually be used. it is there. it could be used. a lot would depend on the actual assets and liabilities of silicon bank and signature. we don't know that yet.

that will take time to work out. it may be that very little of that backstop money will actually be used. could be the opposite. in any case, it's money that is put up by the entire american banking system. it's not one bank. that cost is spread out among all of the banks, the big and the little and it's proportionate to the size and operations of the bank. so perhaps on the margin, but i suspect there will be something far more important that will determine the cost to the customers that will be how much profit the bank wants to make, how much competition a bank has. that could or could not raise their prices because of the competition. that's are far more notable than the issue of this particular backstop is. >> neil: if we did want to ensure depositors limitless abong the 250,000 per person on 500,000 a couple, this dead

spread to lots of banks, simple math tells you that will be very expensive. virtually impossible for consumers not to have to pick up some of that tab, right? >> well, if the world stops turning, there's going to be a lot of problems, too. let's not get too hypothetical here. the reality is at the moment, the -- no other bank has failed at this moment. there's not been other runs on the banks. that's important. it is the panic that is the question. if there's a panic, then yes, there may be another bank or so that would rely upon this backstop. what biden and his team did was to step in with a very strong, very aggressive and very fullsome program to calm the situation and to provide assurances to all of the

depositors at the bank. and silicon valley bank is not just a venture capitol bank. they have corner grocery stores on it. there's a wide range of assets and loans -- >> neil: i wish we had more time, sir, but to your point you hope it's limited to these institutions and toesn't go beyond and knock on wood. so far so good. congressman, thank you very much. i appreciate it. >> surely. thank you. >> neil: all right. meantime, in the middle of that, we have nasty weather on the other side of the country right now. along the east coast. they've been calling it a nor'easter and a it's not done and it's messy and it's going to last awhile after this. research shows people remember ads with a catchy song. so to help you remember that liberty mutual customizes your home insurance, here's a little number you'll never forget. did you know that liberty mutual custo— ♪ liberty mutual. ♪ ♪ only pay for what you need. ♪ ♪ only pay for what you need. ♪ ♪ custom home insurance created for you all. ♪

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>> neil: here we goo again. a nasty nor'easter and it ain't done. robert ray in the middle of it all in chat ham, massachusetts. what are we looking at? >> yeah, hey, neil. good afternoon from chatham. it's sunny out. strange for a nor'easter, right? a rainbow is behind the camera while trying to show you that in a second. we have winds sustained hire of fearly 30 miles an hour in this bay here in chatham with the waves kicking up. that's the issue. coastal flooding and high winds

till tomorrow. if we can turn the camera. maybe we can see this rainbow that is just appeared almost like tv magic here for you, neil, on the bay, on the elbow of cape cod. how strange. two feet of snow on the intear yes and some parts of massachusetts. hundreds of thousands of people without power. on the cost lines no, snow whatsoever. we may have snow later tonight that will come in. but the real story here is the fact that we're just getting battered by the winds. that's why i'm holding on to this rope on the pier. it's up and down, side to side. that's what folks from here to gloucester, northeast of boston have been going through. we hope there's not coastal flooding when the high tide comes tonight and tomorrow morning. we certainly hope there's not more power outages. yet again, another system

walloping part of america and this part was at a snow deficit on the interior. so some of those folks getting that snow and fisher american not out today or tomorrow. they'll get back to business thursday or friday as the for either continues another 24 hours of this in some form and capacity, neil. buckle down, because the winds, they're still ripping here in the cape. >> neil: i'm enjoying my warm studio, robert. have fun. he's an animal, isn't he? robert ray in the middle of that craziness, right? the craziness that we've been seeing in our financial system, this is a time when presidents become the financial consolers in chief. how is this one doing? after this. back when i had a working circulatory system, you had to give your right arm to find great talent. but with upwork, there's highly skilled talent

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now, where were we? why, you were fixin' to peel me. [ laughter ] ♪ ♪ >> americans can rest assured that our banking system is safe. your deposits are safe. let me also assure you, we will not stop at this vehicle we will do whatever is needed. >> we are in the midst of a serious financial crisis, and the federal government is responding with decisive action. >> i want to speak plainly and candidly about this issue tonight because every american should know that it directly affects you and your families well being. you should also know that the money you deposited in banks across the country is safe.

>> tonight, and homes across this country, unemployment is the problem uppermost on many peoples minds. getting americans back to work is an urgent priority for all of us. and especially for this administration. >> let me assess my firm belief that the only thing we have to fear is fear itself. >> neil: you know, presidents are there when there are tragedies, great celebrations, and financial upheavals, we have seen with the concern it could spread with the latest bank situation and the rescue is going on there. a great read on this. the role a president can play to calm us down, the country and the economy and the financial markets are sound. dating back to fdr, that is

exactly the role each president has played. >> yes, president roosevelt tried to do that with his statement, we have nothing to fear but fear itself. unfortunately, some of his policies, we had to fear. including the agricultural adjustment act, which made farmers not to produce, the raising of taxes, that helped make the depression worse. >> neil: having said that, though, it's about corralling people come, he chose the radioo that, other presents in a more immediate age, to calm people's fears by almost saying the same thing in different ways. the economy is sound, the banking system is sound, we are sound. you don't have to worry. but when people are panicking and they are seeing the fortunes sort of melt away, then they get a little antsy, don't they? so how do they deal with that? >> absolutely, and you heard

president reagan, for example there, trying to calm people. we had high unemployment, but it is a question of having policies that can follow up the soothing rhetoric. in other words, reagan was able to slam on the brakes on the money supply, we reduced the money supply, and that helped stop inflation, and then he instituted his tax cuts, which cut tax rates 70% ultimately 20% on top incomes, that created the prosperity that backed up his soothing rhetoric. >> neil: but, you know, one thing he did, extended to barack obama with the volatile market reaction, markets are, they whipsaw because that is what markets do. trying to put it in perspective -- >> sure. >> neil: does that work? >> yeah, well, i think it helps. certainly, the president has a job to speak in a tone of voice that is reassuring. it just helps to have good policy.

unfortunately, president obama inherited the community reinvestment act, and that was what really prompted the housing crisis, and therefore obama could do very little, at that point, to stop it. >> neil: bottom line, they have to reassure people we will get through it. that is our history, to this point. professor, thank you for that. no matter who is in charge, the american people always find a way. to move on. ♪ ♪ >> greg: hello, i'm very gutfeld, emily compagno, jessica tarlov, jesse watters, and she is used to being under the microscope when having her clothes tailored, dana perino, "the five." ♪ ♪ >> greg: big trouble brewing in democrat land. kamala harris no longer on speaking terms with elizabeth warren. sending liz straight to voice mail after the senator dodged a 2024 endorsement. >> could kamala harris